Prop Firm Payout Calculator

The prop firm payout calculator above answers two questions that a headline split hides: how much lands in your wallet, and how much you are actually up once the challenge fee, any add-on and failed attempts are counted. Presets load each plan's split, fee at $10,000 and $100,000, refund milestone and payout fee.

How to use the prop firm payout calculator

1. Choose a firm from the presets; it fills in the profit share, the fee, when (or whether) the fee is refunded, and any withdrawal charge.
2. Enter your gross profit before the split.
3. If you paid for a higher split, enter the add-on price. At Breakout and Crypto Fund Trader it costs 20% of the challenge fee.
4. Enter the total you spent on resets or failed attempts, and say which withdrawal you are making (first, second and so on) so any refund is applied at the right point.
5. The output lists your cut, the cash that arrives, total outlay, and the net expressed as a percentage of gross profit.

The formula

Most crypto-first firms start at an 80% split. Klein Funding starts at 70%, TradeXProp and FTMO's 1-step at 90%, Bitfunded's Instant plan at 60%. Payout fees are usually zero, with exceptions: AquaFunded deducts 3%, The5ers takes a 3.5% commission on each withdrawal, and Funded Trader Markets keeps 5% of rewards paid in crypto. Refund timing varies too: HyroTrader (except Zero-Step) returns the fee with payout one, Dolvero with payout two, Bitfunded's 2-step and WenCrypto with payout three, Goat Funded Trader with payout four, while Breakout, Velotrade, SizeProp, Propr and HyperPNL never refund.

Worked example: $6,000 of profit on $100,000

Both firms pay the same 80% share. The gap of $1,600 comes entirely from the refund and one failed $800 attempt. Had the Breakout trader passed first time, the net would have been $4,000, or 67%.

Once fees and resets are counted, the split is often not the biggest cost. Compare the cost per $10,000 of funding before you compare splits.

Reading your result

A net above 75% of gross means the split is essentially your only cost. Between 50% and 75%, fees or resets took a meaningful bite. Below 50%, you spent more on attempts than the firm took through its split, so finding a cheaper path to that account size beats chasing a higher split.

Common mistakes

• Ignoring per-payout caps. Goat Funded Trader limits crypto transfers to $3,000 and The5ers to $1,500 per crypto transaction.
• Counting the refund twice. It arrives only on the numbered payout the firm names.
• Forgetting tax, which most countries treat as income.
• Treating a bonus as a refund. Funded Trader Markets pays a performance bonus with the third reward instead.

See how payouts are processed in our payouts guide, compare total costs on the cheapest crypto prop firms list and our crypto payouts roundup, and weigh the whole idea against trading your own money in prop firm vs own account.